Tento vs Dun & Bradstreet — business credit monitoring compared
Dun & Bradstreet runs its own business credit scores (PAYDEX and others) keyed to a D-U-N-S number. As of August 2026, its free product, CreditSignal, shows your scores for the first 14 days, then switches to alerts that a score changed — without showing the score. Ongoing visibility is D&B Credit Insights at $49–$199/month. Tento takes the opposite shape: the numeric Equifax business credit score, visible the whole time. Free for your first two months, then $14.99/month if you choose to subscribe. No credit card to start; cancel anytime in your dashboard.
| Tento | Dun & Bradstreet | |
|---|---|---|
| Price | $0 for your first two months, then $14.99/month if you choose to subscribe. No credit card to start; cancel anytime in your dashboard. | CreditSignal is free; D&B Credit Insights is $49, $149 or $199 per month, as of August 2026. |
| What the free tier shows | Your actual Equifax business credit score (a number, not a grade), score alerts, AI explanations and a cash-flow view — for two full months. | Full score view for the first 14 days, then alerts that a score changed — the score itself is not shown after the trial window. |
| Numeric score or a grade? | Numeric score, shown from day one. | Numeric D&B scores — visible on paid plans (and the first 14 days of CreditSignal). |
| Whose credit data | Equifax business credit data. | Dun & Bradstreet’s own data (PAYDEX and related scores), keyed to a D-U-N-S number. |
| AI explanation of your score | Yes — an AI companion explains what is driving your score in plain language. | No AI score explanation advertised as of August 2026. |
| Financing built in | Yes — Tento offers equipment financing and working capital directly, with one application. | No financing marketplace — credit data and monitoring. |
The short version
- CreditSignal shows scores for 14 days, then tells you a score changed without showing it; Tento keeps the number visible.
- Ongoing D&B monitoring is $49–$199/month as of August 2026; Tento is $14.99/month after two free months.
- D&B scores are keyed to a D-U-N-S number you register for; Tento finds your business’s Equifax file from your business details.
- D&B is credit data only; Tento pairs the score with financing you can apply for in the same place.
When Dun & Bradstreet might fit you better
- You specifically need your PAYDEX score — for example, a supplier or contract explicitly references it.
- Your business already lives in the D&B ecosystem (D-U-N-S based procurement or government contracting).
Dun & Bradstreet pricing and packaging as of August 2026, from public pages: D&B Credit Insights (dnb.com) . Check the provider's site for current pricing. Tento facts describe the product itself.
CreditSignal is free, but as of August 2026 it shows your scores for the first 14 days only — after that it alerts you that a score changed without showing the score. Seeing D&B scores on an ongoing basis is part of D&B Credit Insights, at $49–$199/month.
As of August 2026, D&B Credit Insights is offered at $49, $149 or $199 per month. Tento is free for your first two months — no credit card to start — then $14.99/month if you choose to subscribe, and you can cancel anytime in your dashboard.
No. Tento shows business credit data from Equifax and locates your business from the details you provide — there is no separate number to register for first.
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