Small business equipment financing

Equipment financing for small business

Fast, flexible financing to get the equipment your business needs — without the runaround.

GET FINANCED TODAY

Every business runs on something. A reliable truck, a commercial oven, a piece of machinery, the right tech at your counter. Whatever that thing is for you — Tento can help you get it, without the runaround.

Get financing in days, with concierge-style customer service – no spam

01

Apply in minutes

No lengthy paperwork, no branch visit.

02

Review your options

See real offers based on your business profile.

03

Select your terms

Pick what fits your cash flow.

04

Get funded

Equipment paid, you're moving.

Business owner reviewing equipment financing details

Before approving equipment financing, lenders will look into a few key details on your business — but we'll be there to support every step of the way.

How long you've been in business
Your annual revenue
Your business credit profile
Past 3 months of business bank statements

Customer testimonials

“It was really easy working with Tento. We managed to get equipment financing without using a personal guarantee of our founders!”

— Alencar C.

Reviewed on Google
  • Restaurants
  • Construction
  • Technology
  • Landscaping
  • Printing
Workshop showcasing equipment financing in action

Keep your business moving, growing, and thriving with equipment financing today.

GET FINANCED TODAY

Applying is simple. Fill out our short online application with basic business details, connect your bank account through Plaid or upload recent bank statements, and you could receive offers within hours. No branch visits, no lengthy paperwork.

Most businesses receive a decision within 24–48 hours of completing their application. Once approved and you select your offer, funding can happen in as little as a few business days.

You'll need basic business information (EIN, business name, address), 4 months of bank statements or a Plaid connection, a valid government-issued ID, and an equipment invoice or quote from your vendor.

We take a holistic view of your business — not just your credit score. While a stronger credit profile helps, we consider your overall business health including revenue, time in business, and cash flow patterns.

No. Tento uses a soft inquiry during the application process, which does not impact your personal credit score. A hard inquiry may occur only after you accept an offer and move forward with financing.